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Other
Debt Management Options
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Welcome to our other debt management options page. Here you will
find a list of other options you have available to apart from
a debt consolidation loan.
GET DEBT MANAGEMENT HELP HERE
GET A 1 MINUTE LOAN QUOTE HERE
Free Debt Management.
Free debt management is an option which is open to everyone.
Most towns in the U.K have citizens advice bureau which will
help you with managing your finances. They will ask you to complete
a form which details your income and expenditures and then go
through it with you working out how you can save money each
month. They will also be able to give you other good advice
and will offer support for you in your time of need. It is recommended
that you take this approach before anything else. Also bear
in mind that debt problems are serious and you will have to
make sacrifices by going down this route, if you smoke or play
golf etc be prepared to pass these up in pursuit of debt reduction.
You can find out more about the free debt management options
available by phoning any of the numbers below:
- THE NATIONAL DEBT LINE : 0645 500 511
- CONSUMER CREDIT COUNSELLING SERVICE : 0800 138 1111
- MONEY ADVICE ASSOCIATION : 0207 489 1800
- CITIZENS ADVICE BUREAU : 0207 833 2181
- BANKRUPTCY INFORMATION : 01482 658701
We recommend the above organisations and advise you to phone
them to get more information on debt problems and debt advice
for your situation.
Paid
Debt Management
Paid debt management companies are evolving fast in todays
debt ridden enviroment. These companies charge you a fee or
percentage of what money they can save you. They will contact
the credit card companies or people you owe money to on your
behalf and negotiate new terms for you. An example of this could
be that if you owe money on a credit card and are paying it
back at a rate of 25% they may even be able to freeze the interest
on this card temporarily until you are better able to pay. This
is fine and good but it will damage your credit rating substancialy
making it difficult to get a mortgage or loan in the future.
To see a group of companies who specialize in paid debt management
please click here.
The above two solutions are the two main ways to get help with
your debt problems though at the end of the day the solution
lies in your own hands. Please also read our ways to save money
section here.
Bankruptcy
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Secured Loans Personal
Loans Debt
Consolidation Loans
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Get
a loan
with a
poor credit history
Up
to 100% for your equity
from 9.9% APR
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Click
here to apply
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