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Please
use this page to find out about credit agency addresses and example
letters you could send to get the information you need about your
credit file.
Addresses of two
main agencies
The agency you contact may may ask for more details to help
them find all the information they hold about
you and, before sending the file out, to check
that you are who you say you are. Otherwise
they must send you your file within
7 working days from the receipt of your letter
or tell you that they hold no information
about you.
The two main agencies are:
Equifax Plc
Credit File Advice Service
P0 Box 3001
Glasgow
G81 2DT
Experian Limited
Consumer Help Service
P0 Box 8000
Nottingham
NG1 5GX
Example Letter Asking Your Loan Provider Which
Agency They Use
123 Any Street
Anytown,A12 3BC
21 April 200-
Dear Loan Company
Data Protection Act 1998
Please tell me the name and address of any credit reference agency which you
have asked to give information about me.I expect a reply within 7 working days
of your getting this letter.
Yours Faithfully
Johnny Loan
Example Letter Asking For Your File From A Credit
Reference Agency
123 Any Street
Anytown,A12 3BC
21 April 200-
Dear Credit Reference Agency
Under section 7 of the data protection act 1998 please send me a copy of my file
containing the information which has an effect on my financial standing.I
enclose a postal order/cheque for £2.
I lived at the above address for 3 years.Before
that I lived at 123 High Street,Anytown,A43 5DE.
I expect a reply within 7 working days of recieving
this letter.
Yours Faithfully
Johnny Loan
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